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Saving Products


Compulsory Savings
This is our regular saving plan. A member is required to deposit Rs. 200 per month. Withdrawal is permitted only after deposit amount reaches Rs. 4800. However a minimum balance of Rs. 800 has to be maintained.
Rate of Interest: 6%



Voluntary Savings
Members are allowed to deposit voluntarily additional amount over and above compulsory deposit. The withdrawals against voluntary savings are allowed without any restrictions
Rate of Interest: 6%



Recurring Deposit Scheme
In this product, any member can save Rs.500 or any amount in multiples of 500 per month with varying interest for 12 months, 24 months & 36 months. Once the monthly deposit is fixed the same cannot be changed during the plan period.
Rate of Interest: 12 months-9%, 24 Months -9.25%, 36 Months- 9.50%



Child Plan
In this product, any member can save Rs.200 or any amount in multiples of 200 per month for their children up to 36 months. On maturity, the amount could be withdrawn or further invested
Rate of Interest: 12 months-9%, 24 Months-9.25%, 36 Months- 9.50%





Fixed Deposit
There are flexible tenures for fixed deposit from six months to 2 years. A Member can save in FD with minimum amount of Rs. 3000.
Rate of Interest: 6 Months- 9% Interest
9 Months- 9.25% Interest
1 Year- 10% Interest
2 Years-10.25%
3Years- 10.50%
0.50 paisa extra interest for senior citizens







Monthly Income Scheme
There are two monthly income schemes, for 3 years and 5 years periods with minimum amount of Rs.10000. Pre- mature discontinuation of the scheme is not permissible. The amount payable monthly will be automatically transferred to his/her voluntary saving
Rate of Interest:
1 Year: 9.00%
2 Years: 9.25%
3 Years: 9.50%





Double Scheme
This product is exclusive for 6 years period with minimum amount of Rs. 5000. Pre- mature discontinuation of the scheme is not permissible.